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3 steps to debt freedom
Debt, like most other things in life is easy to get into but extremely difficult to get out of. Most of the debt burden today comes from misuse and overuse of credit cards; so here are a few tips on how to use your credit card wisely so that you can avoid any heartache later. CNN.com reports:
For everyday spending, carry around a set amount of cash to use each week. You will find that you make better purchasing decisions when you actually have to fork over the green stuff and there's a preset limit on what you can spend -- when you run out of money, you stop.
Read more: A smart credit-card plan; the perfect paydown strategy; 11 moves to consider
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